Mortgage Solutions
Mortgage Solutions at First Fidelity Credit Union Bank
At First Fidelity Credit Union Bank, we understand that purchasing a home is one of the most significant investments in your life. That’s why we offer a comprehensive suite of mortgage solutions designed to meet a wide range of needs, from first-time homebuyers to those looking to refinance their current home. Our goal is to provide competitive rates, flexible terms, and personalized service to help make your dream home a reality.
Our Mortgage Offerings
Fixed-Rate Mortgages
Lock in a fixed interest rate for the life of your loan with our Fixed-Rate Mortgage options. Enjoy the stability of consistent monthly payments, making budgeting easier and providing peace of mind regardless of market fluctuations.
Adjustable-Rate Mortgages (ARM)
An Adjustable-Rate Mortgage offers a lower initial interest rate that may adjust over time. ARMs are an excellent option for those who plan on moving or refinancing in a few years and are looking to take advantage of lower upfront payments.
FHA Loans
FHA loans are designed to help first-time homebuyers and those with less than perfect credit. With lower down payment requirements and more flexible lending standards, FHA loans make homeownership accessible to a wider range of buyers.
VA Loans
Honoring our veterans, VA loans provide an opportunity for U.S. military veterans and their families to purchase a home with no down payment required and favorable loan terms.
Jumbo Loans
For those looking to purchase a higher-priced or luxury home, Jumbo loans offer financing solutions that exceed the conventional loan limits, with competitive rates and terms.
Why Choose First Fidelity for Your Mortgage?
Personalized Service: Our mortgage specialists are here to guide you through every step of the home buying or refinancing process.
Competitive Rates: We offer competitive rates to help you save money and find a mortgage that fits your budget.
Flexible Terms: With a variety of terms available, you can choose the loan that best meets your financial situation and goals.
Quick and Easy Application Process: Our streamlined application process makes it easy to apply for a mortgage and get a decision quickly.
Additional Services
Home Equity Loans and Lines of Credit: Utilize the equity in your home for renovations, debt consolidation, or other major expenses.
Mortgage Refinancing: Lower your monthly payment, shorten your loan term, or tap into your home equity with our refinancing options.
Online Tools and Resources: Use our mortgage calculators, checklists, and other online resources to help make informed decisions.